Insurance Institute
Entirely Online Insurance Pre-licensing Courses
Florida is home to one of the country’s largest insurance force, and The Insurance Institute can help jump start a career in this lucrative industry! This broad opportunity is available with the convenience of learning at home. That’s right! No leaving home for any reason, not even the final exam! Check out what we have to offer by clicking the links below. Already know what you want? Please click on one of the links below for information about the cost, application and registration process.
Life, Health, and Variable Annuity Agent (2-15)
Life and Variable Annuity Agent (2-14) (No Health to learn)
Insurance Customer Representative (4-40) (Exempt State Exam)
Insurance Customer Representative *en Español* (4-40) (Exempt State Exam)
Accredited Claims Adjuster (5-20 or 6-20) (Exempt State Exam)
General Lines Property and Casualty Agent (2-20)
Personal Line Property and Casualty Agent (20-44)
Insurance sales agents can work as a company employee and are usually based in small offices, from which they contact clients and provide information on the policies they sell. Independent insurance agents may work in offices of varying size, however, much of their time may be spent outside their offices, traveling locally to meet with clients, close sales, or investigate claims. Agents usually determine their own hours of work and often schedule evening and weekend appointments for the convenience of clients. Some sales agents may meet with clients during business hours and then spend evenings doing paperwork and preparing presentations to prospective clients. Although most agents work a 40-hour week, some work 60 hours a week or longer. As with any sales career, your income is a function of the amount of time you spend working. This course is approved by the Florida Department of Financial Services, fulfills the state of Florida educational requirement, and prepares the student to take the state exam. State Web site
This pre-licensing course prepares the student to take the Life and Variable Annuity state exam without having to learn about Health insurance. That means an agent with this license will sell only life insurance and fixed variable annuity products and will not be able to sell Health insurance. He may spend much of his time outside the office, traveling locally to meet with clients, close sales, or investigate claims. Agents usually determine their own hours of work and often schedule evening and weekend appointments preparing paperwork and preparing presentations to prospective clients. Although most agents work a 40-hour week, some work 60 hours a week or longer. As with any sales career, your income is a function of the amount of time you spend working. This course is approved by the Florida Department of Financial Services, fulfills the state of Florida educational requirement, and prepares the student to take the state exam. State Web site
Exempt the state exam and begin working in an insurance career quickly! This state approved course is known as the “Get Your Feet Wet” course of insurance where you can begin working in the field quickly and add additional licenses and responsibilities later. A Customer Service Representative (CSR) works closely with a 2-20 General Lines Agent in an insurance office. He can assist the
2-20 agent answering questions and writing policies. A Customer Service Representative may take applications, offer quotes, interpret policies, explain procedures and give insurance advice, but may not work outside the office. This course is approved by the Florida Department of Financial Services, the designation fulfills the educational requirement, and exempts the state exam. State Web site
This course was created for students whose native tongue is Spanish. The online course is offered entirely in Spanish (including the final exam) with an English translation for the convenience of the student. The course is taught by an instructor whose native language is Spanish. No book is required and there is no State Exam. A Customer Representative works closely with a General Lines Agent(2-20) in an insurance office. He can represent the 2-20 agent answering questions and writing policies. A Customer Representative may take applications, offer quotes, interpret policies, explain procedures and give insurance advice, but may not work outside the office. This course is approved by the Florida Department of Financial Services, the designation fulfills the educational requirement, and exempts the state exam. State Web site
Tired of working in an office setting? Perhaps the Claims Adjuster is just the career change you've been looking for! This state approved course can enable you to obtain either of the following two licenses: Company Adjuster (6-20 license) works as employee for an Insurance Company to represent them in dealing with losses and damages. The main responsibility is to protect the interests of the Insurance Company - OR you can become an Independent Adjuster (5-20 license) who contracts with the Insurance Companies to represent them in dealing with losses and damages. The main responsibility is to protect the interests of the Insurance Companies. For either the 5-20 or 6-20, some duties include investigating, analyzing, and determining the extent of the insurance company’s liability concerning personal, casualty or property loss or damages and attempt to achieve settlement with claimants. The claims adjuster will correspond or interview medical specialists, agents, witnesses and/or claimants to compile information. He will also calculate and approve payment of claims. This course does not apply to the Public Adjuster (3-20) License. This course is approved by the Florida Department of Financial Services, the designation fulfills the educational requirement, and exempts the state exam. State exam Web site for 5-20 or 6-20
General Lines Property and Casualty Agent Pre-Licensing Course (200 hours) (2-20 License)
This is the most comprehensive Property and Casualty pre-licensing course and license. With this license, an individual may own his own insurance business and solicit outside the office. He will be able to sell property insurance which includes real or personal property of every kind on land, water or in the air against loss or damage from any hazard or cause. He will also to be able to sell casualty insurance which covers vehicle, liability, workers compensation, burglary and theft, boiler and machinery, credit insurance, malpractice, elevators and entertainment. A 2-20 General Lines Agent may solicit business outside of his office and/or receive commissions for compensation. This course is approved by the Florida Department of Financial Services, fulfills the state of Florida educational requirement, and prepares the student to take the state exam. State Web site
This 52-hour class covers all the Personal Lines Property and Casualty types of insurance. With this license, an agent is limited to transacting business related to property and casualty insurance sold to individuals and families for non-commercial purposes. He will be able to sell property insurance which includes real or personal property of every kind on land, water or in the air against loss or damage from any hazard or cause. He will also to be able to sell casualty insurance which covers vehicle, liability, workers compensation, burglary and theft, boiler and machinery, credit insurance, malpractice, elevators and entertainment. This course is approved by the Florida Department of Financial Services, fulfills the state of Florida educational requirement, and prepares the student to take the state exam. State Web site
For more information, please contact us by e-mail or by telephone 904.381.3555.
